RateShop.ca | Mortgage Learning Centre

Get the lowest mortgage rates in Canada from RateShop.ca

Mortgage Planning Tips

Mortgage Planning TipsBy: Ranjit Nanda Published on: 05/12/2025

Prepare your finances with smart mortgage planning tips before the holidays and new year. Learn how to refinance, renew, save money, and optimize your 2026 mortgage strategy.

Mortgage Rates
Mortgage Planning Tips

Review Your Mortgage

Review Your MortgageBy: Ali Zaidi Published on: 04/12/2025

Discover why December is the best month to review your mortgage. Learn about year-end rate trends, lender promotions, refinancing opportunities, and renewal planning.

Mortgage Rates
Review Your Mortgage

5 Year - Fixed Term from

3.89%

*Advertised rates may not be offered by this lender. Mortgage lender offers are aggregated by RateShop & its Brokerage Network subject to change without notice. Speak with our mortgage broker about APR and qualification requirements.